Explanation: Monthly gross official income is assumed. This includes your salary and other income, if any. (If there are co-borrowers, their income is also included)

Explanation: Borrower and persons living together with the borrower (dependent on him).

Explanation: Payments for the life insurance of the subject of the mortgage and the Borrower, expenses related to the residential area owned / to be owned by the borrower (maintenance, utilities), payments for other obligations (loan debt, alimony, etc.)

Explanation: It is the term of the loan. Depending on the terms of the mortgage loan, the term can be between 3 and 30 years.

Explanation: The part of the house you want to buy that you will pay in advance. According to the terms of the mortgage loan, this should be at least 10%. That is, you need to pay a minimum of 10% of the house you want to buy in advance. You will pay the remaining 90% in the form of a mortgage loan (with a maximum of AZN 60,000).

Explanation: The annual interest set for a mortgage loan is assumed. According to the terms of the mortgage loan, the interest rate cannot exceed 4%